Super smart tip: Consolidate your super

If superannuation is something you haven’t paid a lot of attention to, you may have accounts that you didn’t even know about. Consolidation is something you might want to consider to get your super working for you.

Rest assured – taking control of your super has never been easier. You can avoid paying multiple sets of fees and start taking control of your retirement.

Consolidating your super 


Top 3 takeaways

1. Avoid paying multiple sets of fees for your super.

By consolidating your super, you put all of it in one place and with one super fund. That means only a single set of fees, plus easier account management.

2. Consider combining your accounts so that all your super is in the one place.

Having your super in one account makes it easier to manage, and your super could benefit from compounding returns over the years.

3. Visit the ATO or AustralianSuper to consolidate your accounts.

It doesn’t hurt to check, make sure you know if you have multiple accounts. Visit the ATO.


Find any lost super

Note to members

Before combining your super, ask your other super provider about any fees or charges that may apply, and other information about the effect this transfer may have on your benefits, such as insurance cover.

This may include general financial advice which doesn’t take into account your personal objectives, financial situation or needs. Before making a decision consider if the information is right for you and read the relevant Product Disclosure Statement, available at or by calling 1300 300 273. A Target Market Determination (TMD) is a document that outlines the target market a product has been designed for. Find the TMDs at

AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898. 

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Choosing the right fund could mean more money in the future, giving you more confidence in your long-term retirement plan performance.

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