AustralianSuper provides superannuation to meet a variety of needs, find out about our flexible approach to superannuation
It's easy to join AustralianSuper online
Everyone wants to live comfortably when they retire
Find out about AustralianSuper's MySuper products, including returns, investment risk, and fees and costs.
Get a comparison report from one of the leading Rating Agencies in the super industry
Super isn't complicated if you know some key things
Get the facts on the best way to save for your retirement
Combine all your super into your AustralianSuper account and avoid extra fees.
Set up your AustralianSuper online account to keep track of your super 24/7
If you need to access or withdraw from your super, this section contains all the information you need
All the information and tools you need to assist your clients
It’s never too late, or too early, to start preparing for retirement.
TTR gives you more options, and it can also mean more money when you retire
Our retirement income account, Choice Income, is built for everyday Australians, to help your money last right through your retirement.
No matter how much super you have, getting the right advice can help maximise your super and help you retire with more.
Open a Choice Income account or start a transition to retirement strategy.
Manage your retirement account online easily and conveniently.
Quick facts and information to help you meet your super responsibilities
Pay your staff super with QuickSuper - our free and compliant online payment service.
Low fees, good performance for your employees, easy payments and options to suit you
Compare us against more than 100 other funds with a report from an independent rating agency
It's easy to start paying into AustralianSuper – there are no joining fees or charges
Help, tools and information to allow you to manage your super
Keep up-to-date with the investment performance of your super
Keep up-to-date with the investment performance of your retirement income account
You may choose just one investment option, or a combination of the options available
Member Direct lets you invest directly in stocks in the S&P/ASX 300 Index plus selected exchange traded funds (ETFs) and term deposits.
We offer a range of investment options including shares, exchange traded funds (ETFs) and Term Deposits.
A range of investment options to choose from
Costs related to investment management, custodian and asset consulting
Keep up-to-date on matters that affect your super
View a list of investments for every investment option
Find out more about AustralianSuper’s investment approach, investment process and the Active Owner program
View our investment FAQs as well as our common investment terms page
All the forms and publications you need to manage your super and retirement
Advice tools and calculators to help you understand your super and prepare for retirement
Live the life you want with the right financial advice
Use this tool to find a financial adviser near you and request an appointment.
View videos, vodcasts or podcasts
Download fact sheets on super and retirement topics
Questions and answers to help you get the information you need quickly
The latest news and thoughts from AustralianSuper
Book into a seminar
A dictionary of super related words
Our Board, leadership team and servicing model
Member briefings, seminars, advertising and our sponsorships
Media releases, news, our awards and ratings
Read our latest annual report, financial statements and sustainability report
Contact us with your queries
Find out about working at AustralianSuper
Log into your online account
First time users can register here
This Retirement Income Calculator is provided by AustralianSuper Pty Ltd ABN 94 006 457 987, ASFL 233788, the Trustee of AustralianSuper ABN 65 714 394 898. The calculator provides illustrative calculations based on stated assumptions only and is provided in good faith. It has been based on current laws and their interpretation as at 1 July 2017.
Calculations are meant to be estimates only and should not be relied upon as a true representation of any actual superannuation entitlements or benefits or relied on as a basis upon which to alter your financial situation. It has been prepared without taking into account your particular financial needs, circumstances and objectives. You should assess your own financial circumstances and needs before you make any changes to your financial affairs. This calculator is based on the features of the standard AustralianSuper accumulation and retirement income products.
In retirement it is assumed that all your superannuation balance is converted to an account based superannuation pension from a taxed super fund with payments made monthly.
The results produced by this calculator are based on various underlying assumptions below.
You can change your retirement age in the calculator. To change the value of other default assumptions visit AustralianSuper’s full website and access the full calculator under tools and resources.
If you were receiving Centrelink payments and had an existing retirement income account on or before 31 December 2014, your income is assessed by Centrelink under different rules to those that are applied by this calculator. Please go to humanservices.gov.au/deeming or speak to a financial adviser on 1300 300 273 for more information.
In retirement it is assumed that all of your super balance is converted to a retirement income account from a taxed super fund with payments made monthly.
You are assumed to retire at the end of the financial year in which you reach your nominated retirement age. The calculator assumes that you have reached your preservation age or have met a relevant condition of release as at your nominated retirement age. If this is not the case you will not be able to access your superannuation benefits until after you have reached your preservation age or satisfied a condition of release.
It is assumed you will satisfy the work test for making contributions from age 65 to 75 and you have provided your Tax File Number to your super fund.
If you have indicated a partner your partner is assumed to retire at age 65.
Administration fees are based on the AustralianSuper Industry and retirement income products as noted in the assumptions in Step One. No indexation of the administration fee is applied.
The indirect cost ratio (the cost to manage your investment) is based on the AustralianSuper Balanced investment option. Different fees apply to other investment options. The indirect cost ratio is calculated based on the average account balance over the year, assuming contributions are made quarterly. It is based on the Balanced option expected long-term crediting rate.
Insurance fees and any other variable and fixed fees in the AustralianSuper product have not been considered in this calculator.
Read our Privacy Collection Statement for a summary on why we collect the personal information requested in this form and how we handle that information.
Low fees + good investment performance