Life insurance

You can’t always know what’s around the corner, but you can know that your loved ones are supported if the worst happens.

Life insurance when you join

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What's age-based cover and how much will it cost?

Select your age to see how much cover you could get when you join and the cost of it.

Tell us your age

Age: 15

Death cover

Amount: $0

Weekly cost: $0

Total & Permanent Disablement cover

Amount: $0

Weekly cost: $0

Income Protection cover

Amount (a month): $0

Weekly cost: $0

Total weekly cost of cover: $0
Costs are deducted from your account monthly.

Age: 16

Death cover

Amount: $0

Weekly cost: $0

Total & Permanent Disablement cover

Amount: $0

Weekly cost: $0

Income Protection cover

Amount (a month): $0

Weekly cost: $0

Total weekly cost of cover: $0
Costs are deducted from your account monthly.

Age: 17

Death cover

Amount: $0

Weekly cost: $0

Total & Permanent Disablement cover

Amount: $0

Weekly cost: $0

Income Protection cover

Amount (a month): $0

Weekly cost: $0

Total weekly cost of cover: $0
Costs are deducted from your account monthly.

Age: 18

Death cover

Amount: $0

Weekly cost: $0

Total & Permanent Disablement cover

Amount: $0

Weekly cost: $0

Income Protection cover

Amount (a month): $0

Weekly cost: $0

Total weekly cost of cover: $0
Costs are deducted from your account monthly.

Age: 19

Death cover

Amount: $0

Weekly cost: $0

Total & Permanent Disablement cover

Amount: $0

Weekly cost: $0

Income Protection cover

Amount (a month): $0

Weekly cost: $0

Total weekly cost of cover: $0
Costs are deducted from your account monthly.

Age: 20

Death cover

Amount: $0

Weekly cost: $0

Total & Permanent Disablement cover

Amount: $0

Weekly cost: $0

Income Protection cover

Amount (a month): $0

Weekly cost: $0

Total weekly cost of cover: $0
Costs are deducted from your account monthly.

Age: 21

Death cover

Amount: $0

Weekly cost: $0

Total & Permanent Disablement cover

Amount: $0

Weekly cost: $0

Income Protection cover

Amount (a month): $0

Weekly cost: $0

Total weekly cost of cover: $0
Costs are deducted from your account monthly.

Age: 22

Death cover

Amount: $0

Weekly cost: $0

Total & Permanent Disablement cover

Amount: $0

Weekly cost: $0

Income Protection cover

Amount (a month): $0

Weekly cost: $0

Total weekly cost of cover: $0
Costs are deducted from your account monthly.

Age: 23

Death cover

Amount: $0

Weekly cost: $0

Total & Permanent Disablement cover

Amount: $0

Weekly cost: $0

Income Protection cover

Amount (a month): $0

Weekly cost: $0

Total weekly cost of cover: $0
Costs are deducted from your account monthly.

Age: 24

Death cover

Amount: $0

Weekly cost: $0

Total & Permanent Disablement cover

Amount: $0

Weekly cost: $0

Income Protection cover

Amount (a month): $0

Weekly cost: $0

Total weekly cost of cover: $0
Costs are deducted from your account monthly.

Age: 25

Death cover

Amount: $116,000

Weekly cost: $1.04

Total & Permanent Disablement cover

Amount: $48,000

Weekly cost: $0.25

Income Protection cover

Amount (a month): $1,900

Weekly cost: $0.51

Total weekly cost of cover: $1.81
Costs are deducted from your account monthly.

Age: 26

Death cover

Amount: $132,000

Weekly cost: $1.21

Total & Permanent Disablement cover

Amount: $52,000

Weekly cost: $0.29

Income Protection cover

Amount (a month): $2,000

Weekly cost: $0.60

Total weekly cost of cover: $2.11
Costs are deducted from your account monthly.

Age: 27

Death cover

Amount: $147,000

Weekly cost: $1.40

Total & Permanent Disablement cover

Amount: $56,000

Weekly cost: $0.33

Income Protection cover

Amount (a month): $2,200

Weekly cost: $0.73

Total weekly cost of cover: $2.45
Costs are deducted from your account monthly.

Age: 28

Death cover

Amount: $161,000

Weekly cost: $1.58

Total & Permanent Disablement cover

Amount: $58,000

Weekly cost: $0.37

Income Protection cover

Amount (a month): $2,300

Weekly cost: $0.83

Total weekly cost of cover: $2.77
Costs are deducted from your account monthly.

Age: 29

Death cover

Amount: $175,000

Weekly cost: $1.79

Total & Permanent Disablement cover

Amount: $61,000

Weekly cost: $0.43

Income Protection cover

Amount (a month): $2,400

Weekly cost: $0.94

Total weekly cost of cover: $3.15
Costs are deducted from your account monthly.

Age: 30

Death cover

Amount: $178,000

Weekly cost: $1.87

Total & Permanent Disablement cover

Amount: $61,000

Weekly cost: $0.46

Income Protection cover

Amount (a month): $2,500

Weekly cost: $1.10

Total weekly cost of cover: $3.43
Costs are deducted from your account monthly.

Age: 31

Death cover

Amount: $182,000

Weekly cost: $1.98

Total & Permanent Disablement cover

Amount: $60,000

Weekly cost: $0.50

Income Protection cover

Amount (a month): $2,600

Weekly cost: $1.25

Total weekly cost of cover: $3.73
Costs are deducted from your account monthly.

Age: 32

Death cover

Amount: $183,000

Weekly cost: $2.09

Total & Permanent Disablement cover

Amount: $59,000

Weekly cost: $0.55

Income Protection cover

Amount (a month): $2,700

Weekly cost: $1.43

Total weekly cost of cover: $4.07
Costs are deducted from your account monthly.

Age: 33

Death cover

Amount: $183,000

Weekly cost: $2.18

Total & Permanent Disablement cover

Amount: $57,000

Weekly cost: $0.59

Income Protection cover

Amount (a month): $2,800

Weekly cost: $1.62

Total weekly cost of cover: $4.39
Costs are deducted from your account monthly.

Age: 34

Death cover

Amount: $183,000

Weekly cost: $2.27

Total & Permanent Disablement cover

Amount: $56,000

Weekly cost: $0.64

Income Protection cover

Amount (a month): $2,900

Weekly cost: $1.83

Total weekly cost of cover: $4.74
Costs are deducted from your account monthly.

Age: 35

Death cover

Amount: $180,000

Weekly cost: $2.36

Total & Permanent Disablement cover

Amount: $53,000

Weekly cost: $0.67

Income Protection cover

Amount (a month): $3,000

Weekly cost: $2.04

Total weekly cost of cover: $5.07
Costs are deducted from your account monthly.

Age: 36

Death cover

Amount: $178,000

Weekly cost: $2.46

Total & Permanent Disablement cover

Amount: $51,000

Weekly cost: $0.72

Income Protection cover

Amount (a month): $3,000

Weekly cost: $2.19

Total weekly cost of cover: $5.37
Costs are deducted from your account monthly.

Age: 37

Death cover

Amount: $174,000

Weekly cost: $2.54

Total & Permanent Disablement cover

Amount: $49,000

Weekly cost: $0.77

Income Protection cover

Amount (a month): $3,000

Weekly cost: $2.34

Total weekly cost of cover: $5.65
Costs are deducted from your account monthly.

Age: 38

Death cover

Amount: $171,000

Weekly cost: $2.65

Total & Permanent Disablement cover

Amount: $47,000

Weekly cost: $0.82

Income Protection cover

Amount (a month): $3,100

Weekly cost: $2.60

Total weekly cost of cover: $6.07
Costs are deducted from your account monthly.

Age: 39

Death cover

Amount: $166,000

Weekly cost: $2.72

Total & Permanent Disablement cover

Amount: $45,000

Weekly cost: $0.87

Income Protection cover

Amount (a month): $3,100

Weekly cost: $2.79

Total weekly cost of cover: $6.39
Costs are deducted from your account monthly.

Age: 40

Death cover

Amount: $160,000

Weekly cost: $2.82

Total & Permanent Disablement cover

Amount: $43,000

Weekly cost: $0.92

Income Protection cover

Amount (a month): $3,100

Weekly cost: $3.01

Total weekly cost of cover: $6.75
Costs are deducted from your account monthly.

Age: 41

Death cover

Amount: $154,000

Weekly cost: $2.88

Total & Permanent Disablement cover

Amount: $40,000

Weekly cost: $0.96

Income Protection cover

Amount (a month): $3,100

Weekly cost: $3.19

Total weekly cost of cover: $7.03
Costs are deducted from your account monthly.

Age: 42

Death cover

Amount: $146,000

Weekly cost: $2.92

Total & Permanent Disablement cover

Amount: $37,000

Weekly cost: $0.98

Income Protection cover

Amount (a month): $3,100

Weekly cost: $3.44

Total weekly cost of cover: $7.34
Costs are deducted from your account monthly.

Age: 43

Death cover

Amount: $140,000

Weekly cost: $3.01

Total & Permanent Disablement cover

Amount: $34,000

Weekly cost: $1.00

Income Protection cover

Amount (a month): $3,100

Weekly cost: $3.69

Total weekly cost of cover: $7.70
Costs are deducted from your account monthly.

Age: 44

Death cover

Amount: $131,000

Weekly cost: $3.05

Total & Permanent Disablement cover

Amount: $32,000

Weekly cost: $1.05

Income Protection cover

Amount (a month): $3,100

Weekly cost: $3.94

Total weekly cost of cover: $8.04
Costs are deducted from your account monthly.

Age: 45

Death cover

Amount: $124,000

Weekly cost: $3.11

Total & Permanent Disablement cover

Amount: $29,000

Weekly cost: $1.05

Income Protection cover

Amount (a month): $3,100

Weekly cost: $4.22

Total weekly cost of cover: $8.38
Costs are deducted from your account monthly.

Age: 46

Death cover

Amount: $115,000

Weekly cost: $3.12

Total & Permanent Disablement cover

Amount: $27,000

Weekly cost: $1.09

Income Protection cover

Amount (a month): $3,100

Weekly cost: $4.53

Total weekly cost of cover: $8.73
Costs are deducted from your account monthly.

Age: 47

Death cover

Amount: $107,000

Weekly cost: $3.16

Total & Permanent Disablement cover

Amount: $23,000

Weekly cost: $1.03

Income Protection cover

Amount (a month): $3,000

Weekly cost: $4.68

Total weekly cost of cover: $8.87
Costs are deducted from your account monthly.

Age: 48

Death cover

Amount: $98,000

Weekly cost: $3.15

Total & Permanent Disablement cover

Amount: $21,000

Weekly cost: $1.05

Income Protection cover

Amount (a month): $3,000

Weekly cost: $4.98

Total weekly cost of cover: $9.17
Costs are deducted from your account monthly.

Age: 49

Death cover

Amount: $90,000

Weekly cost: $3.16

Total & Permanent Disablement cover

Amount: $19,000

Weekly cost: $1.05

Income Protection cover

Amount (a month): $3,000

Weekly cost: $5.34

Total weekly cost of cover: $9.55
Costs are deducted from your account monthly.

Age: 50

Death cover

Amount: $80,000

Weekly cost: $3.07

Total & Permanent Disablement cover

Amount: $17,000

Weekly cost: $1.05

Income Protection cover

Amount (a month): $3,000

Weekly cost: $5.70

Total weekly cost of cover: $9.82
Costs are deducted from your account monthly.

Age: 51

Death cover

Amount: $72,000

Weekly cost: $3.03

Total & Permanent Disablement cover

Amount: $15,000

Weekly cost: $1.02

Income Protection cover

Amount (a month): $3,000

Weekly cost: $6.09

Total weekly cost of cover: $10.15
Costs are deducted from your account monthly.

Age: 52

Death cover

Amount: $63,000

Weekly cost: $2.92

Total & Permanent Disablement cover

Amount: $13,000

Weekly cost: $0.99

Income Protection cover

Amount (a month): $2,900

Weekly cost: $6.29

Total weekly cost of cover: $10.20
Costs are deducted from your account monthly.

Age: 53

Death cover

Amount: $54,000

Weekly cost: $2.76

Total & Permanent Disablement cover

Amount: $11,000

Weekly cost: $0.94

Income Protection cover

Amount (a month): $2,900

Weekly cost: $6.73

Total weekly cost of cover: $10.43
Costs are deducted from your account monthly.

Age: 54

Death cover

Amount: $46,000

Weekly cost: $2.61

Total & Permanent Disablement cover

Amount: $10,000

Weekly cost: $0.96

Income Protection cover

Amount (a month): $2,900

Weekly cost: $7.19

Total weekly cost of cover: $10.76
Costs are deducted from your account monthly.

Age: 55

Death cover

Amount: $37,000

Weekly cost: $2.32

Total & Permanent Disablement cover

Amount: $9,000

Weekly cost: $0.98

Income Protection cover

Amount (a month): $2,800

Weekly cost: $7.42

Total weekly cost of cover: $10.73
Costs are deducted from your account monthly.

Age: 56

Death cover

Amount: $30,000

Weekly cost: $2.09

Total & Permanent Disablement cover

Amount: $7,000

Weekly cost: $0.88

Income Protection cover

Amount (a month): $2,800

Weekly cost: $7.90

Total weekly cost of cover: $10.87
Costs are deducted from your account monthly.

Age: 57

Death cover

Amount: $22,000

Weekly cost: $1.71

Total & Permanent Disablement cover

Amount: $6,000

Weekly cost: $0.86

Income Protection cover

Amount (a month): $2,800

Weekly cost: $8.43

Total weekly cost of cover: $11.00
Costs are deducted from your account monthly.

Age: 58

Death cover

Amount: $15,000

Weekly cost: $1.31

Total & Permanent Disablement cover

Amount: $6,000

Weekly cost: $0.98

Income Protection cover

Amount (a month): $2,800

Weekly cost: $8.99

Total weekly cost of cover: $11.28
Costs are deducted from your account monthly.

Age: 59

Death cover

Amount: $9,000

Weekly cost: $0.88

Total & Permanent Disablement cover

Amount: $6,000

Weekly cost: $1.13

Income Protection cover

Amount (a month): $2,700

Weekly cost: $9.23

Total weekly cost of cover: $11.25
Costs are deducted from your account monthly.

Age: 60

Death cover

Amount: $9,000

Weekly cost: $0.99

Total & Permanent Disablement cover

Amount: $5,000

Weekly cost: $0.99

Income Protection cover

Amount (a month): $2,700

Weekly cost: $9.86

Total weekly cost of cover: $11.84
Costs are deducted from your account monthly.

Age: 61

Death cover

Amount: $9,000

Weekly cost: $1.11

Total & Permanent Disablement cover

Amount: $5,000

Weekly cost: $1.20

Income Protection cover

Amount (a month): $2,600

Weekly cost: $10.11

Total weekly cost of cover: $12.43
Costs are deducted from your account monthly.

Age: 62

Death cover

Amount: $9,000

Weekly cost: $1.26

Total & Permanent Disablement cover

Amount: $5,000

Weekly cost: $1.43

Income Protection cover

Amount (a month): $2,600

Weekly cost: $10.76

Total weekly cost of cover: $13.45
Costs are deducted from your account monthly.

Age: 63

Death cover

Amount: $9,000

Weekly cost: $1.37

Total & Permanent Disablement cover

Amount: $5,000

Weekly cost: $1.64

Income Protection cover

Amount (a month): $2,600

Weekly cost: $11.47

Total weekly cost of cover: $14.48
Costs are deducted from your account monthly.

Age:64

Death cover

Amount: $9,000

Weekly cost: $1.43

Total & Permanent Disablement cover

Amount: $5,000

Weekly cost: $1.88

Income Protection cover

Amount (a month): $2,500

Weekly cost: $11.75

Total weekly cost of cover: $15.05
Costs are deducted from your account monthly.

Age:65

Death cover

Amount: $9,000

Weekly cost: $1.48

Total & Permanent Disablement cover

Amount: n/a

Weekly cost: n/a

Income Protection cover

Amount (a month): $2,400

Weekly cost: $12.00

Total weekly cost of cover: $13.48
Costs are deducted from your account monthly.

Age:66

Death cover

Amount: $9,000

Weekly cost: $1.54

Total & Permanent Disablement cover

Amount: n/a

Weekly cost: n/a

Income Protection cover

Amount (a month): $2,400

Weekly cost: $12.77

Total weekly cost of cover: $14.31
Costs are deducted from your account monthly.

Age: 67

Death cover

Amount: $9,000

Weekly cost: $1.59

Total & Permanent Disablement cover

Amount: n/a

Weekly cost: n/a

Income Protection cover

Amount (a month): $2,300

Weekly cost: $13.02

Total weekly cost of cover: $14.61
Costs are deducted from your account monthly.

Age:68

Death cover

Amount: $9,000

Weekly cost: $1.65

Total & Permanent Disablement cover

Amount: n/a

Weekly cost: n/a

Income Protection cover

Amount (a month): $2,200

Weekly cost: $12.58

Total weekly cost of cover: $14.23
Costs are deducted from your account monthly.

Age: 69

Death cover

Amount: $9,000

Weekly cost: $1.70

Total & Permanent Disablement cover

Amount: n/a

Weekly cost: n/a

Income Protection cover

Amount (a month): $2,200

Weekly cost: $8.18

Total weekly cost of cover: $9.89
Costs are deducted from your account monthly.
 

How much cover do you need?

Our insurance calculator works out how much cover you’ll need and what it’ll cost, based on your age as well as other personal and financial details.

learn more

Want to know more?

Most members will receive a basic level of insurance automatically when they join (eligibility conditions and age limits apply).

Our Insurance in your super guide details your insurance options with AustralianSuper including what cover you get when you join, how much cover costs and how to change or cancel your cover.

LEARN MORE

AustralianSuper insurance is provided by TAL Life Limited (the Insurer) ABN 70 050 109 450 AFSL 237848.
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