Our TTR Income account

Open a TTR income account while you're still working to help start saving more or working less.
Open a TTR income account while you're still working to help start saving more or working less.

Our TTR Income account

A TTR Income account is an AustralianSuper account based pension that lets you receive regular payments* from your super, while you're still working and under 65 years.

Initially, you’ll use some money from your super account to open your TTR Income account. You can then set up regular payments* from your TTR Income account directly into your bank account.

Employer contributions continue to go into your existing super account, while balances of both your super and TTR Income accounts stay invested.

* Government minimum and maximum withdrawal limits apply. Download the TTR Income Product Disclosure Statement for details.


How can TTR benefit you?

See how you can use a transition to retirement (TTR) strategy to access your super as an income before you finish working.

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Getting started with TTR Income

  • Are you eligible for TTR Income?

    To start a transition to retirement (TTR) strategy by opening a TTR Income account, you must have reached the age when you can access your super - known as your preservation age. Your preservation age depends on when you were born.

    Date of birth Preservation age
    Before 1 July 1960 55
    1 July 1960 - 30 June 1961 56
    1 July 1961 - 30 June 1962 57
    1 July 1962 - 30 June 1963 58
     1 July 1963 - 30 June 1964 59
     From 1 July 1964 60

    You must also be an Australian citizen/permanent resident, a New Zealand citizen or hold an eligible retirement visa.

    Opening a new TTR Income account

    You open a new TTR Income account by moving at least $25,000 from your super account into this new TTR Income account. It's important to note you can't add money to your TTR Income account once you've opened it.

    You must also leave at least $6,000 in your super account so that it stays open. To find out more about the minimum balance for your super account, visit australiansuper.com/AccessYourSuper

    When you turn 65, stop working for an employer after turning 60, or retire

    When you turn 65 your TTR Income account will change automatically to a Choice Income account. If you tell us when you stop working for an employer after turning 60, or retire, we'll also move your account to Choice Income.

    For details refer to the TTR Income Product Disclosure Statement.

Ready to set up a TTR Income account?

It’s a simple sign-up process to kick start regular income payments.

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Consider your advice options

TTR can be complex and isn’t suited to everyone. It’s a good idea to get advice to see if a TTR Income account is right for you. Advice options are available to AustralianSuper members.

Find out more
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