Retirement

Whether you’re currently planning or ready to transition to life after work – we’re here to make you feel confident and in control every step of the way.

Your retirement, your way

Retirement isn’t a one-size-fits-all – it’s personal and a major life change. You may choose to ease into retirement gradually by getting a taste for life after work or move in and out of paid work for different reasons. We understand retirement isn’t a single moment, it’s a journey – that’s why we’re dedicated to support and guide you at every milestone of your journey.

Unlocking income for your retirement

'Unlocking income for your retirement' infographic outlining retirement income options across 4 age stages, from working through to retired/semi-retired. 1. Up until age 60: Super account + salary plus personal investments. You’re building your super savings through employer super contributions and any personal contributions. Your account balance is invested. 2. From age 60 to 64: If still working –TTR Income account + super account + salary/personal investments. While you’re still working, you’re eligible to open a TTR Income account. If permanently retired or stopped working for an employer – Choice Income account + super account + salary/personal investments. You can open a Choice Income account from age 60 but have to be permanently retired or stop working for an employer. Footnote: Minimum opening balance criteria applies. 3. From age 65: Choice Income account, super account + salary/personal investments. You’re able to open a Choice Income Account, even if you’re still working. Footnote: Minimum opening balance criteria applies. 4. From age 67: Government Age Pension + Choice Income Account + Super Account + salary/personal investments. You may be eligible to receive the full or partial Government Age Pension.

Working towards your retirement

If you're aged 60 to 64 and looking to reduce your hours of work or need access to income to support your transition, then a TTR Income1 account could help you achieve that. Get a taste of what life could be like after work and have the peace of mind as you transition on your terms.


Explore TTR Income

Ready to retire now

Turn your super savings into a regular income deposited straight to your bank account all while your account balance stays invested. You’ll enjoy tax-free returns and flexible income payment options2 and more with our account-based pension Choice Income.


Discover Choice Income

Super and the Age Pension

From age 67, you may be eligible to receive the full or partial Government Age Pension. When combined with payments from an account-based pension like Choice Income, you could have a more sustainable level of income to meet your lifestyle needs.


Check your eligibility

Balance Booster

When you move your AustralianSuper super account or TTR Income account to Choice Income, you could be eligible to receive an additional credit called Balance Booster..

Plan smarter, retire with confidence

How much do you need for retirement

Understanding the kind of lifestyle you want to live in retirement and how much that will cost is one of the first steps to feeling confident. Thinking about your finances and expenses can then help you plan how you’ll fund your retirement.

Your beneficiary options

Your super may may be your largest savings asset so it’s important to let us know where you’d like your money to go in the event of your death. Whether it’s a binding, non-binding or reversionary nomination(s), get to know your options.

Online tools and calculators

Whether it’s our Super projections calculator our Retirement income calculator or Risk Profiler Tool, we offer a variety of online tools to help you prepare and plan confidently.

Accessing advice options

You can access general information or simple personal advice over-the-phone at no additional cost4. For broader more comprehensive advice, meeting face-to-face, over the phone or online with an adviser can help when you want a detailed financial plan5.

Elements of Retirement

Our interactive online guide allows you to learn and plan for you retirement at your own pace. Explore and understand five key topics of retirement today.
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