Insurance

Over the past 11 years, we've processed over $2.7 billion across 45,000 claims to help our members and their families.

Our commitment to you

AustralianSuper is committed to helping members better understand and manage the insurance cover available through their super.

That’s why we’re adopting the Insurance in Superannuation Voluntary Code of Practice which commenced on 1 July 2018. You can find out more about the Code here.

 

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Secure the future

From protecting your income to peace of mind for you and your family, we’ve got you covered when you need it most.

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Flexible and for you

Adjust your cover to suit your needs as life changes.

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Competitive cover

We work hard to provide the best possible cover and keep costs down for members. We use our size and scale to negotiate discounted bulk rates.

Benefits of cover

With insurance through your super you can protect your income and prepare for the future.

  • We work with our insurer to negotiate discounted bulk insurance rates for members.
  • We run only to benefit members, so you only pay for what it costs to provide your insurance.
  • Your insurance costs (also called premiums) are deducted from your super account each month, not your take-home pay.
    So payments are hassle free. 

Provided by us, tailored by you

Most members will receive a basic level of insurance automatically when they join (eligibility conditions and age limits apply). It’s part of your membership with us.

You can also apply to increase, reduce or cancel your cover anytime to suit your needs. Plus, if you cancel, you can apply again later on – you’ll just need to give us some detailed health information to have our insurers reassess you.

AustralianSuper insurance is provided by TAL Life Limited (the Insurer) ABN 70 050 109 450 AFSL 237848.
 

Income Protection cover

Income Protection cover can provide you with access to a monthly income if you become ill or injured and are temporarily unable to work.

Learn More

Total & Permanent Disablement (TPD) cover

TPD cover can provide you with a lump sum payout to help out if you become totally and permanently disabled and can no longer work.

Learn more

Life insurance

Death cover provides your dependents with a lump sum payout if you pass away.

Learn more

How do I cancel my AustralianSuper insurance?

You can cancel your insurance cover through:

  1.  your online account, or
  2.  complete and submit a Cancel your insurance form

 

 

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