Grow my super

Your super will be an important source of income when you retire

The reality for most of us is the money our employer pays into our super won’t meet our living costs in retirement. So for most people, their super will have to supplement the Government Age Pension.

That’s why it’s important to add to your super whenever you can so you’ll have more money to enjoy life once you stop working.

There are two main ways to add to your super:

  1. Make before-tax contributions by agreement with your employer (salary sacrifice)
  2. Make after-tax contributions from your take-home salary

Super is about tax savings

Before you add to your super, you should consider what mix of before and after-tax contributions will give you the best tax result.

Our Contributions adviser calculator can help you work out the best way to contribute.

See if you're eligible for great super incentives like the Government co-contribution.

Close to retiring?

If you've reached your preservation age, you could save tax and build your super with a transition to retirement strategy.

Email this page to a friend

Max 2000 characters

Back to top

Could you have lost super?

magnifying glass Search Icon 1 White on Orange background

AustralianSuper can search for your lost super by using your Tax File Number (TFN). Follow the link below and we will start looking... it's easy.

What difference would a little extra make over a 20 year period?

Do you have more than one super fund?

magnifying glass Search Icon 1 White on Orange background

Combining your super online with AustralianSuper... It's easy