You can contribute to an AustralianSuper account for your spouse – whether they're working or not.
You can make contributions on behalf of your spouse (married, de facto or same sex) if your spouse is under 70. Conditions apply between ages 65 and 69.
How to add to your spouse's super
If your spouse is already an AustralianSuper member
- Log into your account and go to the Make a contribution page.
- Select the 'Spouse Contribution' button. This will open the Spouse contribution form.
- Complete and submit the form.
If your spouse is not a member
They will need to join AustralianSuper before you can contribute to their super. Your spouse can join online and receive their membership details right away.
You may be able to claim an offset from the Government in your tax return for after-tax payments you make into your spouse's super account.
You can put in up to $3,000 a year to receive a tax offset if your spouse earns less than $40,000 a year.
Your spouse's income must be $37,000 or less for you to receive the full offset of $540, but you may still be able to receive a partial tax offset if they earn up earn up to $40,000. Other terms and conditions apply.
For more information contact the Australian Taxation Office.